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US STEM CELL: Management Discussion and Analysis of Financial Condition and Results of Operations (Form 10-K)

The following is management's discussion and analysis ("MD&A") of certain significant factors that have affected our financial position and operating results during the periods included in the accompanying financial statements, as well as information relating to the plans of our current management. This report includes forward-looking statements. Generally, the words …

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How To Turn Dividend Growth Into Your “Free Day”

At first, Ryan Krueger does not present himself as particularly revolutionary. The co-founder and CEO of Freedom Day Solutions, based in Houston, Texas, is so polite you hardly notice him when he says things like “the retirement planning business must be turned upside down.” But that’s exactly the strategy behind …

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Featured at GC Capital Ideas: Q2 2021

1. April 2021 reinsurance renewals, Japan: During the April 1 reinsurance renewals, property catastrophe pricing increased for the third consecutive year. After the first year without a loss since 2018, there was some consolation for buyers as the average increase was the smallest in the past three years. Rates have …

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